The difference between a real estate closing and any other legal transaction is the scale of the commitments on each side, and the intricacy of the safeguards for each that the law provides.
A closer will need to handle documents about the property, its title, and the mortgage lender that will finance the sale. A title notary ensures documents are signed and notarized so transfer of the home can continue without delay. A promissory note may be invalid if it contains inaccuracies, and transfer of the deed may be postponed. Disclosures about the property’s condition and encumbrances are required of the seller, and the various provisions of the mortgage must be explained to the buyer, who in turn must attest that they have seen and understood all of this. Almost all of these documents must be notarized, and it’s prudent to have a notary public witness even those which do not specifically require notarization, since a notary is an objective witness as an outside party to these transactions.