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Meet Our Team

Matthew S. Evans, III, Esq.

President, United Title

Managing Partner, Evans Law

Phone: (410) 544-5441
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Gary Damico, Esq.

VP of Development, United Title

Managing Associate, Evans Law

Phone: (410) 544-5441
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Robert Jacobs

Federally Licensed Tax Practitioner

Phone: (410) 544-4680

Cathie Watson-Bye

Licensed Settlement Officer

Phone: (410) 375-8070

Cheri McCollough

Marketing Coordinator/Licensed Settlement Officer

Phone: (410) 852-0064

Kim Fantozzi

Settlement Coordinator/Processor

Phone: (410) 544-5441 x15

Suzanne Morris

Title Post Closing Coordinator

Phone: (410) 544-5441 x19

Lucy Kay Weaver

Title Policy Coordinator

Phone: (410) 544-5441

In Memorium

Matthew S. Evans, Jr. “Strohm”

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United Title

572 Ritchie Highway, Suite E
Severna Park, MD 21146

Phone: (410) 544-5441

Maps & Directions

If you are looking for a title company to handle your next settlement with dependable service, courteous staff and timely closings, then look no further than your local title company. United Title has been providing reliable settlement services since 1983.

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United Title
572 Ritchie Highway, Suite E
Severna Park, MD 21146
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Evans Law
113 Cathedral Street
Annapolis, MD 21401
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msevanslaw.com

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A voluntary lien is a claim over the property that A voluntary lien is a claim over the property that a homeowner agrees to give to a creditor as security for the payment of a debt.

A mortgage lien is the most common type of voluntary real estate lien, also called a deed of trust lien in some states. Anyone who has financed their home with a mortgage loan would automatically have this type of lien applied to their property. 

An involuntary lien can be placed on a property regardless of whether the owner wants it on their property. In other words, an owner’s property can be claimed against their will if payments aren’t made in a specified time period. These types of liens are more dangerous because borrowers can be unaware that the liens have been placed against them. 

Any party that homeowners are obligated to abide by for payment can file an involuntary lien against the property. These include but are not limited to: Contractors, Property Tax Collectors, Utility Departments (i.e., code, permit, sewer, and water).
 
Working with a title company to perform a title search and obtaining title insurance is the best way to protect yourself from potentially losing your home if another person or entity has a claim over your property. (410)544-5441 #unitedtitlemd #titlesearch #liens #titleinsurance #themoreyouknow
An escalation clause is designed to edge out compe An escalation clause is designed to edge out competing bids by automatically raising an offer when a competing bid comes in, almost like setting your maximum bid on eBay. An escalation clause is usually only recommended in situations where there will likely be multiple competing offers. 

The clause is triggered by a competing offer from another potential buyer. When that competing bid is made, the escalation clause automatically increases its own offer by a preset amount. It is important to  set an upper limit on how much you're willing to pay. Otherwise, your bid will keep getting incrementally higher and you could wind up being on the hook for a final price that's way over your budget. With the housing market being as competitive as it is right now, tactics such as this one can help you get a leg up on winning a bidding war.  We're here to make the home buying process as positive as possible for you. (410)544-5441 #unitedtitleescrow #unitedtitlemd 
#escaltionclause #biddingwar #realstatetips #realestateattorneys
You may think you are the first owner when buildin You may think you are the first owner when building a home on a purchased lot. However, there were likely many prior owners of the unimproved land. A title search will uncover most liens or defects, and an owner's title insurance policy will insure you against those liens or defects not uncovered in the search and pay for any legal fees involved in defending a claim. (410)626-6009
 #unitedtitlemd #titleinsurance #titlesearch
#marylandrealestate #realestateattorneys #titletips
In very simple terms, a #lien is a legal notice th In very simple terms, a #lien is a legal notice that is attached to the property title because of an unpaid debt. It provides the unpaid party a legal claim to a portion of your property when it's sold, and you typically can't sell your property until the lien is cleared. The most common liens are:

Mechanics Liens: Results when the homeowner hires a contractor to perform home improvements, and fails to pay them for their services.

 Tax Liens: Filed due to unpaid taxes and can include local property taxes, and missed federal tax payments (Lien filed by IRS).

 Judgment Liens: Result from court cases in which it was ruled that you owe money to another party. Examples include unpaid credit card debt, medical bills and child support.

 Liens are just one example of issues that are  uncovered during a title search and why having an experienced title company on your side is important. 
#liens #unitedtitle #themoreyouknow #titlesearch
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The information provided in these pages is not legal advice, and should not be relied on as such. The content on these pages is for informational purposes only, and is meant as a starting point on your search for answers to your legal questions.

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